Our Integrated Services
A complete ecosystem designed to break the cycle of poverty for smallholder farmers through technology, finance, and market access.
The Everlend Advantage
Traditional approaches address farming challenges in isolation. Our integrated model creates a virtuous cycle where each service reinforces the others, delivering transformative results.
Input Credit
Quality seeds and inputs on flexible credit terms
Smart Training
Climate-resilient agronomy knowledge transfer
Market Access
Direct connections to verified buyers
The Power of Integration
When farmers receive credit alone, they may still struggle with low yields. When they get training alone, they may lack quality inputs. When they produce more, they may still face exploitative markets.
Our integrated approach ensures that increased yields from quality inputs and training translate directly to higher incomes through fair market access, creating a sustainable pathway out of poverty.
Input Credit & Financing
Break free from the cycle of low-quality inputs and exploitative lending. Access certified seeds, fertilizers, and tools on credit terms designed for agricultural cycles.
AI-Powered Credit Assessment
Our proprietary algorithm evaluates creditworthiness using alternative data points, enabling us to serve farmers without formal banking history.
Key Features:
- Quality-assured inputs from certified suppliers
- Flexible repayment aligned with harvest cycles
- No physical collateral required
- Group liability model for reduced risk
- Building digital credit history for farmers
Credit Package Details
Typical seasonal package for 1 acre
Package Includes:
- Certified seeds (maize, beans, or coffee)
- Appropriate fertilizers and soil amendments
- Basic farming tools where needed
- Crop insurance options available
Compared to 30-50% interest from informal lenders, our 10% service fee represents significant savings for farmers.
Climate-Smart Agronomy Training
Knowledge is the most valuable input. Our comprehensive training program equips farmers with techniques to maximize yields while building resilience to climate change.
Personalized AI Recommendations
Our system analyzes soil conditions, weather patterns, and farm specifics to deliver customized advice for each farmer's unique context.
Training Modules:
- Soil health and conservation techniques
- Climate-resilient farming practices
- Integrated pest management
- Water conservation and irrigation
- Post-harvest handling and storage
Training Delivery Methods
Field Agent Sessions
Regular in-person training sessions conducted by our certified field agents in local languages.
Mobile App Learning
Video tutorials, interactive modules, and quizzes accessible through our mobile application.
SMS Alerts & Tips
Timely agricultural advice and weather alerts delivered via SMS to all farmers.
Demonstration Plots
Practical learning through community demonstration farms showing best practices in action.
Verified Buyer Marketplace
Eliminate middlemen and access fair prices for your harvest. Our digital marketplace connects farmers directly to processors, exporters, and institutional buyers.
AI-Driven Market Insights
Our platform analyzes market trends and pricing data to help farmers make informed decisions about when and where to sell their produce.
Marketplace Benefits:
- Transparent, competitive pricing
- Reduced post-harvest losses
- Direct relationships with buyers
- Streamlined payment processing
- Quality standards and certifications
Our Buyer Network
Trusted partners committed to fair trade
Buyer Categories:
- Food Processors: Millers, canneries, and packaging companies
- Exporters: International buyers of coffee, sesame, and other cash crops
- Institutional Buyers: Schools, hospitals, and government programs
- Hotels & Restaurants: Premium buyers seeking quality local produce
We've established offtake agreements with major buyers and leading processors.